Start the Rental Application!
In order to complete your application for an apartment, you will need to complete a credit and background check.
to begin the application process.
What is a Credit Report?
A credit report is a snapshot of your experience with credit-related accounts. Aside from some basic personal information, like your name and address to help identify your report, there are three main types of information on your credit report:
Public Records Court-related information, including bankruptcies, state and county court records, tax liens, monetary judgments and, in some states, overdue child support payments.
Credit Inquiries Names of businesses or individuals that have obtained a copy of your credit report, including lenders, landlords, and employers.
Accounts Payment history on all your Real Estate, Installment, and Revolving Credit Accounts.
How is a Credit Score Formulated?
FICO® Scores are calculated from many different pieces of credit data in your credit report. This data is grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining how your FICO Scores are calculated.
Your FICO Scores consider both positive and negative information in your credit report. Late payments will lower your FICO Scores, but establishing or re-establishing a good track record of making payments on time will raise your score.
These percentages are based on the importance of the five categories for the general population. For particular groups—for example, people who have not been using credit long—the relative importance of these categories may be different.